February 15, 2025

Things 4 My Space

Professional Health

Why Should You Consider Buying A Student Travel Insurance Policy?

Understanding student travel insurance

Beginning a journey of higher education in a foreign university is an exciting and life-changing experience for most Indian students. However, amidst the anticipation and planning, one should not overlook a vital aspect of their overseas study journey– student travel insurance. A good, comprehensive travel insurance plan can be the difference between a smooth, hassle-free academic journey and unexpected expenses, which can add to your overall financial burden.

Student travel insurance is designed to address the specific needs of students who have gone abroad for higher studies. It offers comprehensive coverage that extends beyond conventional health needs. While medical emergencies are a vital part of the plan, such policies also protect against unforeseen events like trip cancellations, loss of baggage, loss of laptop and essential items, and more.

Additionally, some foreign universities and visa authorities may require proof of travel insurance as a requirement for enrollment or visa approval, making it a mandatory consideration for Indian students. Even if it is not mandatory, adding it to your overseas study portfolio can make things easier for you at multiple levels and take away the stress of living in a foreign land. Nowadays, you can even handle your travel insurance plan online. You can manage all aspects of your travel insurance through a travel insurance app.

In this article, we outline some of the main justifications for the requirement of student health insurance for travel abroad.

Five Factors That Make Student Travel Insurance Crucial  

Travel Insurance Is Compulsory:  Since you never know when you might need it, most nations in the US, Europe, and the Schengen region have now made having travel insurance a requirement.  

Repatriation Costs Are Covered By Travel Insurance:  Travel insurance covers medical expenses incurred while travelling. In addition to medical expenses, travel insurance benefits also cover repatriation costs if the insured passes away there. The insurance company would cover all fees, including coffins for the deceased person’s body, an airline ticket, and other transportation costs.  

Loss of Baggage: The insurance provider will pay for the loss if luggage is misplaced during a flight. Passport Loss: If a person’s passport is lost, their insurance provider will cover the costs of getting a new one, or they will pay a set amount. 

Personal Accident Coverage: The insurance provider would cover any associated medical expenses and provide PTD and TTD benefits in an accident. Want to learn more about student health insurance? You can choose the ideal travel insurance plan by visiting our compare travel insurance page.

Purchasing a Bajaj Allianz overseas student health insurance policy is a wise decision for several compelling reasons. Firstly, it provides comprehensive coverage for unforeseen events and emergencies during your time abroad. Whether it’s a medical emergency, a lost passport, or a trip cancellation, having the right insurance ensures you’re financially protected and can focus on your studies without unnecessary stress. Student travel insurance offers valuable assistance services that can be indispensable when navigating unfamiliar territory. From 24/7 emergency helplines to language translation services to a travel insurance app, these resources are designed to provide the support you need, making your travel experience safer and more comfortable.

Get insured anytime, anywhere! Check out the Bajaj Allianz General Insurance website to learn more and download the app now.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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